Reduce Heartburn. Generate More Retirement Alpha.
What’s keeping your clients up at night?
Surprisingly, the future keeps a lot of people awake at night: 56% of Americans lose sleep thinking about retirement.
– Ramsey Solutions, Stress and Anxiety Surrounding Retirement An In-Depth Look at What Keeps Americans Up at Night, Aug 10, 2016
Retirement Alpha is the value you add to your clients through retirement planning, strategy, tactics and products. It reflects the management of longevity risk with guaranteed lifetime income. Learn more.
We believe that RIAs focused on Retirement Alpha hold the key to building a sustainable business. Learn more.
Let‘s face it: in today’s competitive market, your affluent clients are expecting more.
This year researchers reported that affluent families find annuities an appealing addition to their retirement portfolios.
What percentage of affluent families found the following options appealing?
Traditional portfolio consisting of just stock and bond mutual funds
Traditional portfolio + variable annuity with a guaranteed income rider
Traditional portfolio + fixed indexed annuity with a guaranteed income rider
How Investors Evaluate Guaranteed Lifetime Income Products: Report on an National Survey, CANNEX Greenwald, June 1, 2016
Add Retirement Alpha
Systematic withdrawal plans do not obviously outperform annuities as a way to meet retirement spending goals as well as providing support for contingencies and legacy.
“Longevity risk is one of the key risks that can be managed effectively by an annuity. Investment and sequence risks are also alleviated through the more conservative investing approach for the underlying annuitized assets.”
The latest generation of fixed indexed annuities does this and more by providing access to savings and death benefits not found in traditional longevity annuities.
