RIA Archives - Page 2 of 2 - The Modernist Advisor

Turn 4% Systematic Withdrawal Challenges Into New Clients

March 6, 2017/0 Comments/in News /by Jack Martin

Last week we hosted an extremely well received webinar featuring Warren Wall, CFP® and Dave Vick, advisor and noted author. Most of the webinar dealt with the challenges with using a 4% systematic withdrawal plan with your retiring clients (click here to watch a replay). Warren and Dave did an excellent job of explaining how they address key risks like sequence of returns and longevity. Dave’s ABC Planning Model is an excellent starting point for advisors who are transitioning into the RIA space. Many seasoned advisors on the webinar were impressed by how Retirement Alpha can help them achieve better outcomes for their clients.

The question several attendees asked was: How do I turn this knowledge into new business?

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Webinar Replay: Myth Busting the 4% Withdrawal Rule in a Post-DOL World

March 2, 2017/0 Comments/in Webinars /by Jack Martin

Warren Wall and David Vick joined us to myth bust the 4% Withdrawal Rule. More advisors and researchers are discovering that a 4% systematic withdrawal plan (SWP) might not be in the client’s best interest.

Check out this fast-paced interactive dive into managing the sequence of returns and longevity risks. This session offers a practicing investment advisor’s approach to helping clients achieve better retirement outcomes by managing these risks that can undermine a 4% SWP.

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The People Least Concerned About Outliving Their Savings May Be Most at Risk Financially

February 23, 2017/0 Comments/in News /by Jack Martin

For many of our clients, longevity risk causes a lot of heartburn and sleeplessness. As one advisor put it:

“It’s not that clients have a tangible lack of wealth – it’s that they have an intangible fear of outliving their assets.”

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Francois Gadenne Fiduciary-based Retirement Planning

Webinar Replay: Post-DOL: RIAs 3 Winningest Strategies with Francois Gadenne

February 16, 2017/0 Comments/in Webinars /by Jack Martin

Francois Gadenne, Executive Director of the Retirement Income Industry Association (RIIA), joined us for an interactive webinar based on top advisor best practices. He brought us an essential new tool: Fiduciary-based Retirement Planning.

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Give Clients Guaranteed Income in a Post-DOL World

February 13, 2017/0 Comments/in AUM /by Jack Martin

The future keeps a lot of people awake at night: 56% of Americans lose sleep thinking about retirement.
– Ramsey Solutions, Stress and Anxiety Surrounding Retirement An In-Depth Look at What Keeps Americans Up at Night, Aug 10, 2016

The search for solutions that fit into the fixed income bucket or address longevity risks, the list gets pretty short. Scott Martin from The Trust Advisor does a nice job of reporting on recent changes that make annuities an attractive option for investment advisors.

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A Not So Obvious Choice for Income

February 13, 2017/0 Comments/in AUM /by Jack Martin

Dr. Wade Pfau’s research helps us understand that systematic withdrawal plans do not obviously outperform annuities as a way to meet retirement spending goals as well as providing support for contingencies and legacy. He adds:

“Advisors with aversion to income annuities think carefully about whether their advice is serving the best interest of their clients.”
– Dr. Wade D. Pfau, Retirement Income Showdown: Risk Pooling vs. Risk Premium, 2016 Professor of Retirement Income at The American College

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Leadership is the Best Marketing Strategy

January 30, 2017/0 Comments/in News /by Jack Martin

When 1/3 of the largest RIAs lost AUM in 2016, alarms should have gone off.

“In all, 11 of the top 25 firms on this year’s ranking shed assets. By comparison, just one firm in the top 25 did last year.” – RIA Leaders 2017: Is this decumulation? Financial-Planning.com, January 3, 2017

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It’s a Process

January 30, 2017/0 Comments/in News /by Jack Martin

You hear top tier athletes and business people say it all the time: It’s a process. Now is your chance to go beyond credentials and master the process of fiduciary-based retirement planning. RIAs: Transform your business into a powerful magnet for ideal clients and meet ERISA Prudence and DOL Best Interest Standards.

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